Amateur Sports Tournaments and Events Insurance

The named insured is the organization hosting the tournament or event. 

Coverage options A and B offer commercial general liability, legal liability to participants and medical payments for participants. Coverage options C and D offer commercial general liability coverage to spectators. Coverage for bodily injury liability and medical claims to participants is excluded.

You will use the highest sport classification for all participants. For example, if your event includes class 2 and class 5 participants, use class 5. 

No. You must select one coverage option.  

If this tournament or event is held annually, base your participant or spectator count on the prior year’s total numbers. If this is a new tournament or event, please use the maximum number of participants or spectators that your tournament or event can accommodate. 

 Yes. This program offers coverage for single tournaments or events. 

Cancellations or changes must be reported prior to the scheduled start date of your tournament or event and confirmed in writing for a refund or credit to be considered.

Coverage can be bound following K&K’s receipt of a completed enrollment form, a copy of your event brochure and the required premium. The effective date of coverage can either be the first day of set-up or the first day of your event. Coverage will be bound the day after we process the required enrollment form, brochure and premium. We request that adequate time is allowed for us to process your enrollment form and issue certificates. 

This is a requirement of the carrier to be able to bind coverage. If your tournament or event does not have a brochure, a written statement providing detailed information on the activities being held during your tournament or event must be submitted with the completed enrollment form and premium payment. 

No. You will receive a certificate of insurance as evidence of coverage. By applying for this insurance, you are applying for membership in the Sports, Leisure and Entertainment Risk Purchasing Group (RPG), a group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.). Coverage is offered exclusively through the RPG. The RPG receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the RPG. Each member receives their own certificate of insurance as evidence of coverage. The limits of insurance apply individually to each insured member organization - there are no shared limits of liability with any other members. For a copy of the RPG master policy, please submit your request in writing to: K&K Insurance Group, In., PO Box 2338, Fort Wayne, IN, 46801-2338.

Hosting a sports event exposes you to potential lawsuits for bodily injury or property damage, whether it’s a participant getting hurt during play or a spectator being injured on-site. Liability insurance helps protect your organization’s finances by defending covered claims and paying covered damages up to the policy limits.

Qualified organizers can apply and buy online for sports event or sports tournament insurance and typically receive evidence of coverage immediately after purchase, so you can secure your venue and move forward with event planning.