Social Club Insurance

Coverage can be bound the day after we receive a completed enrollment form and the appropriate premium. Please allow adequate time for us to process your enrollment form and issue certificates. 

You will report the maximum number of members/participants according to your projected rosters. You may add additional members/participants at any time by using the Social Club Insurance supplemental form. 

Coverage would not extend to this type of event or activity. Please contact K&K for additional information on coverage options available. 

Social club liability insurance coverage will follow the reported members/participants as long as they are participating in covered, sponsored, or supervised operations or activities of the insured including events or tournaments hosted by other organizations. Coverage does not apply to the transportation of members or participants. 

No. You will receive a certificate of insurance as proof of coverage. By applying for this insurance, you are applying for membership in the Sports, Leisure and Entertainment Risk Purchasing Group (RPG), a group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.). Coverage is offered exclusively through the Sports, Leisure and Entertainment Risk Purchasing Group (RPG). The RPG receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the RPG. Each member receives their own certificate of insurance as evidence of coverage. The limits of insurance apply individually to each insured member organization - there are no shared limits of liability with any other members. For a copy of the RPG master policy, please submit your request in writing to: K&K Insurance Group, In., PO Box 2338, Fort Wayne, IN, 46801-2338.

Social club insurance is designed for organized groups that come together around a shared, non-sport interest, such as hobby, cultural, educational, or recreational activities. This can include clubs focused on arts, crafts, gardening, cooking, history, and similar pursuits that involve scheduled and supervised member engagement.

Coverage is intended for activities directly related to the club’s purpose, including meetings, events, and organized gatherings. This may extend to functions like banquets, picnics, ceremonies, and similar member activities that support the club’s mission and operations.

Social club insurance typically centers on general liability protection, helping address risks such as bodily injury or property damage arising from the club’s activities. Additional coverages may be available depending on the needs of the organization, providing broader protection for operations, events, and participants.