Motorsports Events and Car Clubs Insurance

Clubs 

General Liability  

• Broadened Coverage Form 
• Separate Bodily Injury to Participants Limit (for motorized events, waivers required) 
• Official Vehicle Physical Damage 
• Motorsports Errors and Omissions 
• Fireworks Liability 
• Cyber Risk ($25,000 sublimit) 
• Products Liability (food and beverage) 
• Host Liquor Liability 
• Customized motorsports policy language 
• Additional insureds (including officials, car owners, drivers, pit crews, sponsors, persons or organizations operating, managing, sanctioning, sponsoring, or providing the premises for competitive covered programs)

Participant Accident 

• Accidental Death and Dismemberment Benefit 
• Accident Medical Benefit (available on Excess or Primary Basis) 
• Temporary Total Disability-Weekly Accident Income Benefit 
• Volunteer-Accident Medical Coverage for Motorsport Volunteers

Property 

Inland Marine 

Crime 

Commercial Auto 

Liquor Liability 

Excess Liability 

Events 

General Liability 

• Broadened Coverage Form 
• Separate Bodily Injury to Participants Limit (for motorized events, waivers required) 
• Official Vehicle Physical Damage 
• Motorsports Errors and Omissions 
• Fireworks Liability 
• Cyber Risk ($25,000 sublimit) 
• Products Liability (food and beverage) 
• Host Liquor Liability 
• Customized motorsports policy language 
• Additional insureds (including officials, car owners, drivers, pit crews, sponsors, persons or organizations operating, managing, sanctioning, sponsoring, or providing the premises for competitive covered programs)

Participant Accident Coverage 

• Accidental Death and Dismemberment Benefit 
• Accident Medical Benefit (available on Excess or Primary Basis) 
• Temporary Total Disability-Weekly Accident Income Benefit 
• Volunteer-Accident Medical Coverage for Motorsport Volunteers

Property 

Inland Marine 

Crime 

Commercial Auto 

Liquor Liability 

Excess Liability 

Workers’ Compensation 

To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.     

• K&K applications 
• ACORD applications(s) for other requested coverages 
• Five years of company loss runs 
• Diagram of event locations 
• Schedule of events 
• Copies of contracts where the insured assumes liability of others